Credit Institutions:
The Kingdom has established specialized credit institutions to provide long-term loans to the vital sectors of the economy such as industry, agriculture, and real estate, in addition to supporting professions and small businesses.
The Saudi Industrial Development Fund (SIDF):
Provides low-cost medium and long-term capital for industrial projects. In addition the Fund provides marketing, technical and financial advice to all Fund-financed projects to enhance their chances of success. With the issuance of the new foreign investment law, SIDF will extend its loans to projects fully owned by foreigners.
The Public Investment Fund:
Provides medium and long-term loans to the large-scale government and private industrial projects that Saudi commercial banks fail to finance.
The Real Estate Development Fund:
Provides medium or long-term loans to individuals or organizations for private or commercial housing projects.
The Saudi Arabian Agricultural Bank:
Provides loans and credit facilities to farmers and agricultural projects.
Saudi Commercial Banks:
Saudi commercial banks also provide investors with various types of loans.
Regional & International Financial Programs:
Investors may benefit from many regional and international credit programs to which the Kingdom is a party.
Arab Fund for Economic and Social Development (AFESD):
Participates in financing economic and social development projects in Arab countries; and encourages the investment of private and public funds in Arab projects.
Arab Monetary Fund:
Among other things, advices on investment of the financial resources of member states in foreign markets, promotes the development of Arab financial markets; and promotes trade among member states.
Arab Trade Financing Program:
Provides medium and long-term loans to individuals and organizations for private and commercial trade.
Inter-Arab Investment Guarantee Corporation:
Provides insurance coverage for Inter-Arab investments and export credits against non-commercial risks for the former and non-commercial and commercial risks for the later; to foster Inter-Arab investment flows through the awareness of potential investors of investment opportunities, provision of institutional support, and development of human capital.
Islamic Development Bank:
The Bank participates in equity capital and grants loans for productive projects and enterprises besides providing financial assistance in other forms for economic and social development. It accepts deposits to mobilize financial resources through Shari'ah compatible modes. It also assists in the promotion of foreign trade, especially in capital goods.